Home Loans

Home / Home Loans

First home buyers

It’s every Australian’s dream to purchase their first home and we know it’s a big step in your life. You may be moving out of your parents' house or your rent agreement is expiring soon and you are thinking of buying your first house without extending the lease. Whatever circumstance it is we are here to hold your hand and take you through this journey. We have over 40 lenders lined up to help you buying your first home with a little deposit as low as 5%.

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Second home buyers

You already own your first home and have saved a bit of money for future. You notice that the equity of your home has also grown. You may now want to upgrade to a larger home or a better suburb closer to your work or a school. We will find you the best loan to suit your requirement and save more money for your next investment.

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Investors

If you are already living in your dream home, you might be thinking to buy another property as an investment for your retirement or for your children's inheritance. Your short term objective may be to maximise tax savings by purchasing a negatively geared property or to have a passive income to improve your cash flows. Whatever purpose it is, we’ve got you covered.

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Refinance

Refinancing is a popular choice among Australians nowadays due to low switching costs from bank to bank and also due to attractive cash back offers by the banks. If you are after a greater flexibility to suite your lifestyle or a low interest rate or fees to save more money for your next holiday, refinancing might be the solution for you.

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Construction loans

You may have bought a hose and land package or just a land only and you now want to build your dream home. You have done well in securing the land which saves you stamp duty on construction. We should be able to apply for an interest only loan for you for the construction phase which is even better.

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